![]() ![]() You can also receive free credit reports with a myEquifax account.įor more information check the Dispute FAQ page. You’ll need to send a written request that includes your name, address and Social Security number to: TransUnion LLC. If any of the information is inaccurate or incomplete, it is important to contact the lender or creditor that issued the account, or the nationwide credit bureau that issued the credit report. You can also freeze your credit by mail, but it’s going to involve a little more work.In the account information portion of your credit report, are the accounts listed complete and accurate?.In the personal information section of your credit report, is your name listed accurately, and your address up to date?.Inquiries, which lists the lenders and other companies that have accessed your credit report.Īs you look at your credit report, keep the following in mind:.Bankruptcies and accounts in collections and.This includes credit accounts that may be in your name such as credit cards, mortgages, student loans, and vehicle loans Account information, including payment history, account balances and limits, and dates the accounts were opened or closed. ![]() Personal information, such as your name, Social Security number, aliases or former names, current and former addresses, and sometimes your current and former employers.A credit score generally ranges from 300-850, and the higher your number, the better you look to a lender because it signals that you’re more likely to repay your debt on time. Your credit report includes important information about you, including: Credit scores are based on your credit history and can play a significant role in the type of loan and loan terms, such as interest rate, a lender may offer you. The three nationwide credit bureaus collect and maintain a history of your credit activity as reported by the lenders and creditors you have accounts with. Ever wondered what information goes into your credit report, and what to look for as you’re reviewing it? A credit report is a summary of your unique financial history. ![]()
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